A Money Market Fund (MMF) is a mutual fund that offers investors high liquidity with a very low risk of losing money. The JS Money Market Funds (JSMMF) embodies these characteristics, providing a competitive return through investments in short-duration, low-risk money market instruments.

Disclaimer: JS Bank acts as an agent for distributing JS Investment Limited products.*

Investment Strategy and Objectives

The core objective of JSMMF is to provide a safe and liquid investment avenue with competitive returns. This fund focuses on minimizing risk while ensuring quick access to funds, making it an excellent choice for conservative investors and those seeking a stable income stream.

Key Features of JSMMF

Before diving into the details, it’s important to highlight the comprehensive features that set JSMMF apart:

• Easy Investment and Withdrawal: Offers flexibility with hassle-free investment and withdrawal processes.
• Short-Term Savings: Suitable for investors looking for short-term financial commitments.
• Low Risk: Focuses on low-risk investments to ensure the safety of capital.
• Managed by Professional Fund Managers: Expert management aiming to maximize returns while maintaining safety and liquidity.
• Diversified Portfolio: Invests in various money market instruments to diversify risk.
• Online Portal Facility: Provides an easy-to-use online platform for managing investments.
• Same-Day Redemption: Investors can quickly liquidate their investments without delay.

Benefits of Investing in JSMMF

Investing in the JS Money Market Fund comes with numerous benefits, which are crucial for anyone considering this investment option:

• Stable Returns: Competitively positioned to offer returns that often surpass those of regular savings accounts.
• Immediate Liquidity: The same-day redemption feature ensures that investors can access their funds whenever needed without any delay.
• Safety of Investment: Low-risk investments are ideal for preserving capital while still earning returns.
• Short-term Investment Horizons: Perfect for investors looking for short to medium-term investment durations without the commitment required by longer-term funds.
• Professional Fund Management: The fund is managed by experts who monitor market conditions and adjust the portfolio to optimize returns.

Investment Terms and Conditions

• Fund Type: Open-end Money Market Scheme
• Currency: PKR
• Minimum Investment: PKR 500
• Asset Manager Rating: AM2+ by PACRA
• Fund Stability Rating: AA+(f) by PACRA
• Management Fee: Up to 1.5%

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Conclusion

The JS Money Market Fund (JSMMF) is a prudent choice for investors looking to maintain liquidity, minimize risk, and achieve competitive returns. Managed by JS Bank, this fund is a testament to its commitment to providing secure and profitable investment avenues for its clients.

Whether you’re saving for an upcoming expenditure or just looking for a safe place to park your funds, JSMMF offers a compelling solution with its blend of safety, liquidity, and return on investment.